Dear Bloggers

 

All of us involved in the Mortgage business are a little overwhelmed right now.  I had one Department manager tell me this week that in over 20 years in the business she has never seen it be so crazy.  I agree its insane and I've had to tell some very valued clients that I am unable to provide the quick service they have come to expect.  Keeping clients happy is my number one goal.  I'll be working through the weekend to catch up but I do plan to take some time to plant flowers and visit the resting places of those dear to me who have passed on.  I hope you will all be able to do this also. 

Happy Memorial day to all my clients who service Oneida, Herkimer, Madison and Onondaga county!  Thank you for your patience in this very busy time. 

Joyce

Its Saturday am - the day that I deposit the weekly receipts and pay the bills - Last year paying bills was scary - business was bad and I was concerned.  This year appraisal orders have increased so much that I have already done more so far this year than all of last year and I've found that foreclosure/reo sales are almost non-existent in this boom of business.  My conclusion is that the central new york area (Oneida, Madison, Herkimer and Onondaga counties) have not felt the real estate downturn that other areas have suffered.  Of course we did not have the hugh increases in the last 10 years that those other areas experienced which is probably why we are not suffering now.  Interest rates are still under 5% and I hope they stay that way for a long time.  It seems to be working.