Dear fellow bloggers,  I'm kind of new at this blogging business but hope to get better as I go along.  I see the market is showing some weak signs of improving and I'm thinking that the lower interest rates on mortgages will at least help those of us affected by the real estate market.  Yesterday I saw a 5.19% fixed 30 year no income verification loan available.  Haven't seen that for quite a while.  Hope you all have a great day!  Joyce